Loans · 07/18/2025

Homebuyers in the US need to consider restrictions related to two types of properties when choosing loans. Legally remodeled properties are eligible for loans, while illegally remodeled ones may impact loan qualifications. Additionally, modular homes, due to their unique construction method, often have an easier time securing loans compared to manufactured homes. Understanding this information helps investors make informed home purchasing decisions.

Taxation · 07/18/2025

This article provides a comprehensive guide to the 2025 U.S. tax filing season, covering deadlines, filing entities and their classifications, and essential information required for filing. It emphasizes the importance of filing taxes and potential refund opportunities. Additionally, it analyzes the tax obligations of U.S. residents and special considerations to note, offering valuable references for newly arrived international students.

Education · 06/18/2024

This article provides comprehensive dates and registration information for various international standardized tests for the 2024-2025 academic year. The covered exams include the SAT, ACT, AP, SSAT, ISEE, TOEFL, IELTS, GMAT, GRE, and LSAT, applicable for high school and graduate school applications. Test-takers should pay attention to the different exam dates and registration deadlines to ensure effective planning for their study and preparation time.

Insurance · 07/18/2025

In the United States, international students need not only health insurance but also auto and home insurance. Auto insurance includes liability, collision, comprehensive, and other types, with liability insurance being legally required. Home insurance helps mitigate property loss during unfortunate events. Selecting the right insurance plan and managing risks are crucial to meet legal requirements and protect one’s rights. Additionally, it's important to consider the coverage for potential risks

Finance · 07/18/2025

Choosing the right hotel credit card is a crucial decision for travel enthusiasts. This article discusses several common hotel credit cards in the U.S. market, including Marriott, Hilton, Hyatt, and InterContinental, comparing their sign-up bonuses, cashback, and benefits. By analyzing the features and advantages of each credit card, you can make more targeted spending decisions to maximize your travel rewards and enjoy premium experiences.

Travel · 07/17/2025

Explore One World Trade Center in New York and experience the breathtaking views from its observation deck! As the tallest building in the United States, it stands as a new landmark and a symbol of beautiful New York. Purchasing tickets online saves you from waiting in line, and the atmosphere and opening show at the observation deck will leave you with unforgettable memories. Come witness the beauty of the city!

Culture · 07/17/2025

This article introduces the major holidays and festivals in the United States, including Lunar New Year, New Year, Easter, and Thanksgiving. By understanding the background and celebration methods of these holidays, new immigrants can better integrate into American life. Each holiday has its unique significance and celebrations, such as gift exchanges on Valentine's Day and fireworks displays on Independence Day. Additionally, planning trips and activities during the holidays in advance is an

Finance · 11/14/2024

This article explores the relationship between yield curve inversion and economic recession in the United States, analyzing the Federal Reserve's policies, changes in the financial market structure, and the responses of businesses and households. Although the warning effect of yield curve inversion has diminished, it remains an important indicator of economic changes that requires attention regarding its potential impact on future economic trends. Through case studies, the multifaceted effects

Culture · 08/13/2025

Los Angeles, as a vital global hub for culture, education, and economy, attracts numerous international students and professionals. Home to cultural treasures like Hollywood, it has rapidly evolved into the second largest financial center in the U.S., providing endless opportunities for both career and academic growth.

Travel · 08/13/2025

El Paso, a city in Texas, attracts many international students due to its safe living environment and rich Hispanic culture. With renowned educational institutions, friendly communities, and affordable living costs, it serves as an ideal choice for studying abroad.

Education · 08/13/2025

The University of Florida, located in Gainesville, is the oldest public university in Florida. The university emphasizes academics and athletics, offering a wide range of extracurricular activities and scholarships. The overall quality of teaching and campus atmosphere is highly praised by students, making it an ideal place for outstanding talent pursuing diverse development.

Taxation · 08/12/2025

The IRS has announced an extension of the tax deadlines for victims of storms in Tennessee until November 3, 2025. This announcement applies to individuals and businesses affected by Hurricane Helen and Milton, aimed at providing financial support and alleviating economic pressure on those impacted.

Taxation · 01/10/2025

The IRS announced that individuals and businesses in Southern California affected by the wildfire on January 7, 2025, can extend their tax form filing and payment deadlines to October 15. This relief aims to alleviate the financial burden on impacted taxpayers and assist them in recovering their livelihoods.

Taxation · 08/12/2025

Residents and businesses in the Juneau area of Alaska affected by the flooding will benefit from IRS tax relief measures, with related filing and payment deadlines extended to May 1, 2025. This policy alleviates the tax burden on those impacted, helping them better cope with post-disaster recovery.

Finance · 07/10/2025

OpenAI is reportedly acquiring io Products Inc., the AI device company founded by former Apple design chief Jony Ive, for $6.5 billion, marking OpenAI's official entry into the hardware market. This acquisition brings a top-tier design team to OpenAI, accelerating the development of AI hardware products and foreshadowing a new trend of AI software and hardware integration. The move signals OpenAI's ambition to control the entire AI ecosystem, from algorithms to the devices that run them.